How to get paid online in Peru

Stripe isn't available for businesses in Peru. Here is what works instead, depending on what you sell.

Peru at a glance

What to do, by goal

You can sell digital products from Peru today, without a foreign company.

Lemon Squeezy — Sells for you, handles tax, and pays out to your local bank.
Payoneer — Handy to receive and convert your payouts.

In Peru, freelancers usually get paid through a receiving account.

Payoneer — Give clients and marketplaces receiving details in USD, EUR or GBP, then withdraw locally.
PayPal — Only if your account is allowed to receive and withdraw — check first.

For a SaaS in Peru, a merchant of record is the fastest start.

Paddle — Built for software subscriptions, open to sellers from most countries after review.
Lemon Squeezy — A lighter alternative with no approval wait for small products.
Stripe Atlas — Later, when revenue justifies yearly US company costs.
Firstbase — An alternative to Stripe Atlas for forming that US company.

Provider	Status	Details	Source
Stripe Payment processor	Not available	Not on Stripe's list of supported countries.	Stripe global availability
Lemon Squeezy Merchant of record	Works	Bank payouts supported.	Lemon Squeezy supported countries
Paddle Merchant of record	Works	Not on Paddle's unsupported list. Software businesses only, approval required.	Paddle supported countries
Payoneer Receiving account	Works	Widely used here. Confirm eligibility when you sign up.	Payoneer
PayPal Wallet	Check first	Receiving rules vary. Confirm in your account that you can receive and withdraw.	PayPal worldwide
Stripe Atlas US company	Works	Founders from most countries can apply. Check eligibility on Stripe's site.	Stripe Atlas
Firstbase US company	Works	Firstbase says it serves founders from anywhere in the world. Check eligibility for your country at sign-up.	Firstbase

Last checked 2026-10-20. Spotted something outdated? Tell us.