Merchant of record

Paddle

A merchant of record built for software companies, open to sellers in most countries outside a sanctions list.

Best for

SaaS, desktop software and apps with recurring revenue.

How to start

  1. Apply as a software business; Paddle reviews your product before approval.
  2. Integrate Paddle Checkout and its subscription billing.
  3. Choose a payout method in the dashboard.

Strengths and limits

Strengths

  • Mature subscription billing
  • Handles tax worldwide
  • Open to sellers from most countries

Limits

  • Software only, approval required
  • Not suited to marketplaces or physical goods
  • Monthly payouts

Availability by country

Source: Paddle supported countries, checked 2026-10-20.