How to get paid online in Tunisia

What's specific to Tunisia

Currency: Tunisian dinar (TND). Last updated 2026-10-20.

Foreign-currency income in Tunisia is still governed by the 1976 exchange code, so how the money reaches your bank matters as much as which platform you choose.

• Since 1 January 2026, residents can open foreign-currency or convertible-dinar accounts at authorised banks without prior approval from the central bank, following an amendment to the 2026 Finance Law. Practical conditions depend on the central bank's implementing rules, so ask your bank what it actually offers. Source: Fintech Tunisia — FX code reform status
• A wider reform of the 1976 exchange code, including accounts for income earned on online platforms, was still under review in parliament in October 2026. It is not law yet. Source: Fintech Tunisia — FX code reform status
• Companies with the official Startup Act label get extra options: a dedicated startup foreign-currency account and a much higher yearly limit on the international technology card. Source: Fintech Tunisia — FX code reform status
• Lemon Squeezy lists Tunisia for bank payouts, which makes it one of the few ways to sell digital products worldwide and be paid straight to a Tunisian bank account. Source: Lemon Squeezy supported countries

Sell digital products

You can sell digital products from Tunisia today, without a foreign company.

1. Lemon Squeezy — Sells for you, handles tax, and pays out to your local bank.
2. Payoneer — Handy to receive and convert your payouts.

Get paid by clients

In Tunisia, freelancers usually get paid through a receiving account.

1. Payoneer — Give clients and marketplaces receiving details in USD, EUR or GBP, then withdraw locally.
2. PayPal — Only if your account is allowed to receive and withdraw — check first.

Run a SaaS

For a SaaS in Tunisia, a merchant of record is the fastest start.

1. Paddle — Built for software subscriptions, open to sellers from most countries after review.
2. Lemon Squeezy — A lighter alternative with no approval wait for small products.
3. Stripe Atlas — Later, when revenue justifies yearly US company costs.
4. Firstbase — An alternative to Stripe Atlas for forming that US company.