Merchant of record
Dodo Payments
Sells your software and digital products for you, handles VAT and sales tax as merchant of record, and pays you out — including in many countries Stripe doesn't list.
Best for
SaaS, AI products, software and digital products.
How to start
- Check that the country that issued your ID is on Dodo Payments' list of accepted countries.
- Create an account, complete the verification and add your products.
- Link a bank account: Dodo Payments says a local transfer avoids the SWIFT fee, where it is available in your country.
Strengths and limits
Strengths
- Dodo Payments says it handles VAT, GST and sales tax as merchant of record
- Payouts by local bank transfer where available; a Payoneer account is accepted as a bank account
- No foreign company needed
Limits
- Morocco, Egypt, Nigeria and Bangladesh are not accepted for new merchants
- Higher published fees than a direct processor (4% + 40¢ against 2.9% + 30¢ in the US)
Availability by country
- AlgeriaCheck first
- ArgentinaWorks
- BangladeshNot available
- ColombiaWorks
- Côte d'IvoireCheck first
- EgyptNot available
- GhanaWorks
- IndiaWorks
- IndonesiaWorks
- JordanWorks
- KenyaCheck first
- MoroccoNot available
- NigeriaNot available
- PakistanCheck first
- PeruWorks
- PhilippinesWorks
- Saudi ArabiaWorks
- SenegalWorks
- South AfricaWorks
- Sri LankaWorks
- TunisiaWorks
- TürkiyeWorks
- United Arab EmiratesWorks
- VietnamWorks
Source: Dodo Payments accepted countries, checked October 24, 2026.