US business account
Mercury
Business accounts for US companies, including companies founded by people living abroad — except in the countries on Mercury's prohibited list.
Best for
Founders who own a US company (for example formed with Firstbase or doola) and need a US account to receive Stripe payouts.
How to start
- Form a US company first (for example with Firstbase or doola).
- Check that your country of residence is not on Mercury's prohibited list, then apply on mercury.com with the company's documents.
- Use the account as the company's payout account in Stripe.
Strengths and limits
Strengths
- Base plan at $0 per month
- Publishes its list of prohibited countries of residence
Limits
- Only for US companies
- Not available to founders living in Nigeria, Pakistan, Bangladesh, Indonesia, the Philippines or Vietnam, among others
Availability by country
- AlgeriaWorks
- ArgentinaWorks
- BangladeshNot available
- ColombiaWorks
- Côte d'IvoireWorks
- EgyptWorks
- GhanaWorks
- IndiaWorks
- IndonesiaNot available
- JordanWorks
- KenyaWorks
- MoroccoWorks
- NigeriaNot available
- PakistanNot available
- PeruWorks
- PhilippinesNot available
- Saudi ArabiaWorks
- SenegalWorks
- South AfricaWorks
- Sri LankaWorks
- TunisiaWorks
- TürkiyeWorks
- United Arab EmiratesWorks
- VietnamNot available
Source: Mercury — prohibited countries, checked October 24, 2026.