Multi-currency account
Wise
An account to send money abroad from most countries — and, in the countries on Wise's official list, to hold money and receive payments in several currencies.
Best for
Freelancers and businesses living in a country where Wise lets residents hold money.
How to start
- Check that your country is on Wise's list of countries where you can hold money.
- Open a personal or business account and verify your identity.
- Share your account details with your clients so they can pay you.
Strengths and limits
Strengths
- Publishes the list of countries where residents can hold money
- Free registration
Limits
- Only 6 of the 24 countries on this site are on Wise's list, plus India with a limit
- Elsewhere, Wise says you can register and send money, not hold it
Availability by country
- AlgeriaCheck first
- ArgentinaWorks
- BangladeshCheck first
- ColombiaWorks
- Côte d'IvoireCheck first
- EgyptCheck first
- GhanaCheck first
- IndiaLimited
- IndonesiaCheck first
- JordanCheck first
- KenyaCheck first
- MoroccoCheck first
- NigeriaCheck first
- PakistanCheck first
- PeruWorks
- PhilippinesWorks
- Saudi ArabiaWorks
- SenegalCheck first
- South AfricaWorks
- Sri LankaCheck first
- TunisiaCheck first
- TürkiyeCheck first
- United Arab EmiratesCheck first
- VietnamCheck first
Source: Wise — where you can hold money, checked October 24, 2026.